In today's world people often move between jobs and sustained saving during one's working lifetime is the only way to secure financial wellbeing. The preservation of retirement benefits from a previous employer should be a first priority; accessing any retirement benefit in cash during one's working lifetime should be a last resort.

No amount is too small to preserve and it is never too early (or too late) to start saving. In fact, Old Mutual estimates that one needs to save a minimum of 15% of your income over a period of 40 years if one wants to have any chance of ensuring that there will be sufficient savings to maintain one's standard of living.

There are other ways to preserve retirement benefits, but a preservation fund has distinct features which one may want to consider.

Why choose the Protektor Preservation Fund?

Protektor is a cost-effective, easy to use preservation fund designed to help employees, when leaving a place of employment, preserve their retirement savings to ensure that their retirement planning remains on track.

Protektor offers a pension fund option, which makes it possible to transfer benefits tax free from another registered pension fund.

Features and Benefits

  • All investments will be invested in the Guaranteed Fund.
  • Allows for lump sum injections.
  • Peace of mind that your money will be available to you when you retire.
  • Does not include life cover.

How do I apply?

Complete our enquiry form or call +265 (0) 1 820 677.